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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,829 | $102,422+145.9% | $147,117+71.2% | $80,959+211.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.80% | 135.16%-120.4pp | 420.54%-405.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $4,727 | $3,717+27.2% | $4,932-4.2% | $2,757+71.4% |
| Participant deferral / active EE | $11,189 | $6,652+68.2% | $8,065+38.7% | $4,300+160.2% |
| Admin fee / account holder | $39,954 | $7,953+402.3% | $12,993+207.5% | $6,925+476.9% |