Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,338 | $51,638-6.4% | $68,368-29.3% | $82,448-41.4% |
| Participation rate | 35.7% | 63.6%-27.9pp | 73.8%-38.0pp | 68.1%-32.4pp |
| Annual return | 13.28% | 37.53%-24.3pp | 292.57%-279.3pp | 41.64%-28.4pp |
| Employer contribution / active EE | $1,404 | $2,047-31.4% | $2,649-47.0% | $2,551-45.0% |
| Participant deferral / active EE | $1,906 | $2,914-34.6% | $4,123-53.8% | $4,139-53.9% |
| Admin fee / account holder | $3,954 | $4,643-14.9% | $5,150-23.2% | $7,234-45.3% |