Filed February 10, 2021 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOICATES INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $4,035 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,279 | $138,393-56.4% | $184,256-67.3% | $80,959-25.5% |
| Participation rate | 98.9% | 83.9%+15.0pp | 86.8%+12.0pp | 67.7%+31.2pp |
| Annual return | 10.79% | 20.01%-9.2pp | 28.85%-18.1pp | 35.67%-24.9pp |
| Employer contribution / active EE | $5,463 | $4,847+12.7% | $6,427-15.0% | $2,757+98.1% |
| Participant deferral / active EE | $2,299 | $7,076-67.5% | $9,133-74.8% | $4,300-46.5% |
| Admin fee / account holder | $338 | $10,489-96.8% | $13,899-97.6% | $6,925-95.1% |