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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY10+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 19 601 UNION ST, STE 2900 · SEATTLE, WA 98101 | Securities Custodian | $29,105 |
HALBERT HARGROVE GLOBAL ADVISORS10+ years Filed as: HALBERT HARGROVE GLOBAL ADVISORS LL Service code 19 · EIN 33-0804608 | Securities Custodian | $24,425 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 26 · EIN 42-1558009 | Advisory (Participants) | $19,082 |
NORTHWEST PLAN SERVICES, INC.10+ years Service code 15 · EIN 91-2090931 | Recordkeeping | $11,240 |
MARIN FINANCIAL ADVISORS6 years Filed as: MARIN FINANCIAL ADVISORS LLC Service code 19 · EIN 38-3718954 | Securities Custodian | $11,205 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,138 | $101,672+317.2% | $147,117+188.3% | $74,478+469.5% |
| Participation rate | 91.7% | 75.5%+16.1pp | 82.2%+9.5pp | 67.2%+24.4pp |
| Annual return | 18.77% | 8757.83%-8739.1pp | 420.54%-401.8pp | 1370.56%-1351.8pp |
| Employer contribution / active EE | $18,217 | $3,813+377.7% | $4,932+269.3% | $2,626+593.7% |
| Participant deferral / active EE | $11,548 | $7,305+58.1% | $8,065+43.2% | $4,350+165.4% |
| Admin fee / account holder | $467 | $1,753-73.4% | $12,993-96.4% | $1,946-76.0% |