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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $844,839 | $180,749+367.4% | $160,784+425.4% | $137,256+515.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 17.51% | 2234.46%-2217.0pp | 1803.92%-1786.4pp | 220.34%-202.8pp |
| Employer contribution / active EE | $46,500 | $4,155+1019.1% | $3,733+1145.7% | $4,156+1018.9% |
| Participant deferral / active EE | $27,232 | $6,844+297.9% | $6,293+332.7% | $6,407+325.0% |
| Admin fee / account holder | $11,879 | $10,397+14.3% | $9,717+22.2% | $12,270-3.2% |