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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,375 | $123,859+2.0% | $69,632+81.5% | $145,897-13.4% |
| Participation rate | 79.2% | 69.2%+10.0pp | 66.4%+12.7pp | 80.3%-1.1pp |
| Annual return | 13.31% | 192.49%-179.2pp | 101.32%-88.0pp | 552.29%-539.0pp |
| Employer contribution / active EE | $3,851 | $2,673+44.1% | $1,708+125.4% | $4,663-17.4% |
| Participant deferral / active EE | $3,750 | $4,242-11.6% | $2,889+29.8% | $6,689-43.9% |
| Admin fee / account holder | $1,973 | $7,817-74.8% | $4,695-58.0% | $13,390-85.3% |