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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,449 | $101,795-20.0% | $165,100-50.7% | $80,959+0.6% |
| Participation rate | 76.3% | 71.8%+4.5pp | 78.6%-2.3pp | 67.7%+8.6pp |
| Annual return | 8.49% | 16.73%-8.2pp | 70.21%-61.7pp | 35.67%-27.2pp |
| Employer contribution / active EE | $542 | $2,954-81.7% | $4,348-87.5% | $2,757-80.3% |
| Participant deferral / active EE | $5,559 | $4,476+24.2% | $6,035-7.9% | $4,300+29.3% |
| Admin fee / account holder | $4,017 | $8,221-51.1% | $12,696-68.4% | $6,925-42.0% |