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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $967,157 | $172,111+461.9% | $150,298+543.5% | $137,256+604.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.22% | 69.37%-54.2pp | 62.79%-47.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $17,249 | $4,636+272.0% | $4,154+315.2% | $4,156+315.0% |
| Participant deferral / active EE | $21,607 | $6,166+250.4% | $5,453+296.3% | $6,407+237.3% |
| Admin fee / account holder | $4,685 | $16,471-71.6% | $14,116-66.8% | $12,270-61.8% |