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| Provider | Service type | Compensation |
|---|---|---|
STIFEL NICOLAUS & CO INC1 year Service code 27 501 N BROADWAY · ST LOUIS, MO 63102 | Advisory (Plan) | $17,774 |
PENSION ASSURANCE LLP1 year Filed as: PENSION PLANNING CONSULTANTS INC Service code 13 · EIN 85-0402842 6201 UPTOWN BLVD NE, STE 100 · ALBUQUERQUE, NM 87110 | Contract Administrator | $2,200 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,450 |
Filed as: EMPOWER ANNUITY INSUR CO OF AMERICA Service code 64 8515 ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,082 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,135 | $101,653-64.5% | $147,080-75.4% | $74,459-51.5% |
| Participation rate | 93.6% | 75.6%+18.0pp | 82.2%+11.4pp | 67.2%+26.3pp |
| Annual return | 21.43% | 8754.98%-8733.5pp | 420.17%-398.7pp | 1369.70%-1348.3pp |
| Employer contribution / active EE | $3,986 | $3,813+4.5% | $4,933-19.2% | $2,626+51.8% |
| Participant deferral / active EE | $5,115 | $7,304-30.0% | $8,066-36.6% | $4,350+17.6% |
| Admin fee / account holder | $136 | $1,752-92.2% | $12,989-99.0% | $1,945-93.0% |