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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,767 | $108,897-5.6% | $100,378+2.4% | $145,877-29.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.62% | 58.17%-44.5pp | 49.41%-35.8pp | 551.28%-537.7pp |
| Employer contribution / active EE | $9,900 | $4,420+124.0% | $3,942+151.1% | $4,663+112.3% |
| Participant deferral / active EE | $4,700 | $8,455-44.4% | $8,087-41.9% | $6,691-29.8% |
| Admin fee / account holder | $739 | $9,690-92.4% | $7,899-90.6% | $13,402-94.5% |