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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,183 | $100,139-85.8% | $85,187-83.4% | $145,884-90.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 17.29% | 84.15%-66.9pp | 66.67%-49.4pp | 551.85%-534.6pp |
| Employer contribution / active EE | $1,261 | $3,238-61.1% | $2,732-53.8% | $4,662-72.9% |
| Participant deferral / active EE | $1,853 | $5,296-65.0% | $4,525-59.0% | $6,690-72.3% |
| Admin fee / account holder | $2,862 | $7,262-60.6% | $6,162-53.6% | $13,392-78.6% |