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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,410 | $108,882-82.2% | $96,754-79.9% | $154,746-87.5% |
| Participation rate | 60.0% | 75.1%-15.1pp | 70.3%-10.3pp | 80.7%-20.7pp |
| Annual return | 21.06% | 98.39%-77.3pp | 82.04%-61.0pp | 172.34%-151.3pp |
| Employer contribution / active EE | $1,004 | $3,018-66.7% | $2,679-62.5% | $4,379-77.1% |
| Participant deferral / active EE | $1,684 | $5,323-68.4% | $4,758-64.6% | $6,730-75.0% |
| Admin fee / account holder | $119 | $10,200-98.8% | $8,905-98.7% | $14,365-99.2% |