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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,854 | $154,228-61.2% | $145,433-58.8% | $137,256-56.4% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 21.18% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,415 | $4,804-70.5% | $4,554-68.9% | $4,156-66.0% |
| Participant deferral / active EE | $7,534 | $8,216-8.3% | $7,897-4.6% | $6,407+17.6% |
| Admin fee / account holder | $516 | $14,344-96.4% | $13,129-96.1% | $12,270-95.8% |