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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,977 | $161,352-51.7% | $134,172-41.9% | $137,256-43.2% |
| Participation rate | 80.0% | 78.3%+1.7pp | 72.5%+7.5pp | 80.0%0pp |
| Annual return | 13.39% | 28.72%-15.3pp | 25.30%-11.9pp | 220.34%-207.0pp |
| Employer contribution / active EE | $3,864 | $4,099-5.7% | $3,420+13.0% | $4,156-7.0% |
| Participant deferral / active EE | $8,350 | $5,552+50.4% | $4,690+78.0% | $6,407+30.3% |
| Admin fee / account holder | $1,469 | $15,028-90.2% | $12,016-87.8% | $12,270-88.0% |