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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $340,394 |
DWD CPAS & ADVISORS4 years Service code 10 · EIN 35-1344820 | Accounting | $15,000 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,253 | $2,687,218-98.8% | $165,071-79.9% | $199,960-83.4% |
| Participation rate | 87.4% | 78.3%+9.1pp | 78.6%+8.8pp | 72.0%+15.4pp |
| Annual return | 15.54% | 17.94%-2.4pp | 70.17%-54.6pp | 34.28%-18.7pp |
| Employer contribution / active EE | $1,365 | $2,958-53.9% | $4,347-68.6% | $3,036-55.0% |
| Participant deferral / active EE | $3,694 | $5,002-26.1% | $6,035-38.8% | $5,087-27.4% |
| Admin fee / account holder | $75 | $1,988-96.2% | $12,695-99.4% | $269-72.0% |