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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,966 | $67,823-42.5% | $52,425-25.7% | $137,256-71.6% |
| Participation rate | 18.2% | 63.9%-45.7pp | 55.6%-37.4pp | 80.0%-61.8pp |
| Annual return | 20.53% | 219.11%-198.6pp | 302.12%-281.6pp | 220.34%-199.8pp |
| Employer contribution / active EE | $287 | $1,163-75.3% | $914-68.6% | $4,156-93.1% |
| Participant deferral / active EE | $896 | $2,288-60.8% | $1,790-49.9% | $6,407-86.0% |
| Admin fee / account holder | $144 | $2,844-94.9% | $2,495-94.2% | $12,270-98.8% |