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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,931 | $76,522-64.8% | $56,033-51.9% | $145,884-81.5% |
| Participation rate | 19.0% | 63.2%-44.2pp | 52.5%-33.4pp | 80.3%-61.3pp |
| Annual return | 13.34% | 3014.28%-3000.9pp | 1711.38%-1698.0pp | 551.85%-538.5pp |
| Employer contribution / active EE | $342 | $1,382-75.2% | $1,041-67.1% | $4,662-92.7% |
| Participant deferral / active EE | $963 | $2,624-63.3% | $1,954-50.7% | $6,690-85.6% |
| Admin fee / account holder | $102 | $3,328-96.9% | $2,827-96.4% | $13,392-99.2% |