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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,860 | $183,516-82.1% | $155,534-78.9% | $145,884-77.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.70% | 61.43%-49.7pp | 64.92%-53.2pp | 551.85%-540.2pp |
| Employer contribution / active EE | $422 | $5,315-92.1% | $4,675-91.0% | $4,662-90.9% |
| Participant deferral / active EE | $3,395 | $6,467-47.5% | $5,630-39.7% | $6,690-49.2% |
| Admin fee / account holder | $16,361 | $19,293-15.2% | $15,900+2.9% | $13,392+22.2% |