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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,979 | $81,487-62.0% | $102,412-69.8% | $80,935-61.7% |
| Participation rate | 68.0% | 66.8%+1.2pp | 74.5%-6.5pp | 67.7%+0.3pp |
| Annual return | 13.64% | 25.60%-12.0pp | 24.94%-11.3pp | 35.66%-22.0pp |
| Employer contribution / active EE | $1,417 | $3,103-54.3% | $3,870-63.4% | $2,757-48.6% |
| Participant deferral / active EE | $2,871 | $3,871-25.8% | $5,060-43.3% | $4,299-33.2% |
| Admin fee / account holder | $236 | $6,717-96.5% | $8,388-97.2% | $6,924-96.6% |