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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,874 | $154,228-67.0% | $145,433-65.0% | $137,256-62.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.24% | 74.59%-57.3pp | 66.58%-49.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $9,135 | $4,804+90.2% | $4,554+100.6% | $4,156+119.8% |
| Participant deferral / active EE | $7,570 | $8,216-7.9% | $7,897-4.1% | $6,407+18.2% |
| Admin fee / account holder | $872 | $14,344-93.9% | $13,129-93.4% | $12,270-92.9% |