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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,744 | $160,028-51.4% | $147,080-47.1% | $145,884-46.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 7.12% | 98.60%-91.5pp | 420.17%-413.0pp | 551.85%-544.7pp |
| Employer contribution / active EE | $3,554 | $5,286-32.8% | $4,933-28.0% | $4,662-23.8% |
| Participant deferral / active EE | $15,154 | $8,422+79.9% | $8,066+87.9% | $6,690+126.5% |
| Admin fee / account holder | $103,612 | $15,030+589.4% | $12,989+697.7% | $13,392+673.7% |