Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,748 | $85,515-71.1% | $112,040-77.9% | $67,986-63.6% |
| Participation rate | 53.8% | 68.2%-14.4pp | 76.5%-22.7pp | 57.2%-3.4pp |
| Annual return | 17.19% | 29.68%-12.5pp | 24.52%-7.3pp | 31.67%-14.5pp |
| Employer contribution / active EE | $672 | $2,191-69.3% | $2,954-77.2% | $2,019-66.7% |
| Participant deferral / active EE | $949 | $4,014-76.3% | $5,098-81.4% | $3,358-71.7% |
| Admin fee / account holder | $1,808 | $3,774-52.1% | $12,098-85.1% | $3,203-43.6% |