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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,590 | $160,028-85.9% | $147,080-84.6% | $145,884-84.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.44% | 98.60%-82.2pp | 420.17%-403.7pp | 551.85%-535.4pp |
| Employer contribution / active EE | $2,814 | $5,286-46.8% | $4,933-43.0% | $4,662-39.7% |
| Participant deferral / active EE | $6,182 | $8,422-26.6% | $8,066-23.4% | $6,690-7.6% |
| Admin fee / account holder | $1,292 | $15,030-91.4% | $12,989-90.1% | $13,392-90.4% |