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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $55,955 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,626 |
Service code 13 770 S VERMONT AVE · LOS ANGELES, CA 90005 | Contract Administrator | $7,475 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,919 | $82,8790% | $96,576-14.1% | $67,986+22.0% |
| Participation rate | 96.5% | 75.2%+21.4pp | 81.4%+15.1pp | 57.2%+39.3pp |
| Annual return | 19.99% | 36.90%-16.9pp | 38.47%-18.5pp | 31.67%-11.7pp |
| Employer contribution / active EE | $6,632 | $2,727+143.2% | $3,553+86.7% | $2,019+228.5% |
| Participant deferral / active EE | $15,075 | $6,976+116.1% | $7,956+89.5% | $3,358+348.9% |
| Admin fee / account holder | $435 | $2,783-84.4% | $11,381-96.2% | $3,203-86.4% |