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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,209 | $102,385-45.1% | $147,080-61.8% | $80,935-30.6% |
| Participation rate | 48.9% | 75.9%-27.0pp | 82.2%-33.3pp | 67.7%-18.8pp |
| Annual return | 14.18% | 135.09%-120.9pp | 420.17%-406.0pp | 35.66%-21.5pp |
| Employer contribution / active EE | $1,847 | $3,717-50.3% | $4,933-62.6% | $2,757-33.0% |
| Participant deferral / active EE | $4,150 | $6,651-37.6% | $8,066-48.5% | $4,299-3.5% |
| Admin fee / account holder | $2,165 | $7,951-72.8% | $12,989-83.3% | $6,924-68.7% |