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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,558 | $58,848-10.7% | $88,179-40.4% | $82,637-36.4% |
| Participation rate | 67.3% | 57.9%+9.4pp | 69.1%-1.8pp | 68.1%-0.7pp |
| Annual return | 16.66% | 22.76%-6.1pp | 64.97%-48.3pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,429 | $1,678+44.7% | $2,549-4.7% | $2,552-4.8% |
| Participant deferral / active EE | $4,989 | $3,124+59.7% | $4,614+8.1% | $4,126+20.9% |
| Admin fee / account holder | $684 | $4,795-85.7% | $7,673-91.1% | $7,339-90.7% |