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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,177 | $154,228-43.5% | $145,433-40.1% | $137,256-36.5% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 19.22% | 74.59%-55.4pp | 66.58%-47.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,121 | $4,804-55.8% | $4,554-53.4% | $4,156-49.0% |
| Participant deferral / active EE | $7,852 | $8,216-4.4% | $7,897-0.6% | $6,407+22.6% |
| Admin fee / account holder | $13,724 | $14,344-4.3% | $13,129+4.5% | $12,270+11.9% |