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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,053 | $159,934-71.2% | $147,005-68.7% | $145,959-68.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.7pp | 80.3%-8.9pp |
| Annual return | 16.05% | 98.24%-82.2pp | 418.76%-402.7pp | 561.95%-545.9pp |
| Employer contribution / active EE | $2,281 | $5,287-56.9% | $4,934-53.8% | $4,661-51.1% |
| Participant deferral / active EE | $3,412 | $8,427-59.5% | $8,070-57.7% | $6,689-49.0% |
| Admin fee / account holder | $1,254 | $15,053-91.7% | $13,006-90.4% | $13,398-90.6% |