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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,053 | $160,040-71.2% | $147,096-68.7% | $145,877-68.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 16.05% | 98.49%-82.4pp | 419.75%-403.7pp | 551.28%-535.2pp |
| Employer contribution / active EE | $2,281 | $5,289-56.9% | $4,936-53.8% | $4,663-51.1% |
| Participant deferral / active EE | $3,412 | $8,429-59.5% | $8,071-57.7% | $6,691-49.0% |
| Admin fee / account holder | $1,254 | $15,050-91.7% | $13,005-90.4% | $13,402-90.6% |