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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,274 | $213,785-78.4% | $185,441-75.0% | $155,188-70.2% |
| Participation rate | 66.7% | 83.2%-16.6pp | 80.3%-13.6pp | 80.8%-14.1pp |
| Annual return | 16.82% | 19.97%-3.2pp | 20.16%-3.3pp | 148.84%-132.0pp |
| Employer contribution / active EE | $2,929 | $5,393-45.7% | $4,672-37.3% | $4,248-31.0% |
| Participant deferral / active EE | $4,737 | $6,864-31.0% | $6,152-23.0% | $6,531-27.5% |
| Admin fee / account holder | $677 | $21,134-96.8% | $17,890-96.2% | $14,480-95.3% |