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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,274 | $178,174-74.0% | $156,181-70.4% | $137,256-66.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 16.82% | 84.19%-67.4pp | 64.87%-48.1pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,929 | $4,972-41.1% | $4,294-31.8% | $4,156-29.5% |
| Participant deferral / active EE | $4,737 | $6,888-31.2% | $6,132-22.7% | $6,407-26.1% |
| Admin fee / account holder | $677 | $17,404-96.1% | $14,586-95.4% | $12,270-94.5% |