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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,274 | $184,014-74.9% | $161,149-71.3% | $138,895-66.7% |
| Participation rate | 66.7% | 82.1%-15.4pp | 78.8%-12.2pp | 79.9%-13.3pp |
| Annual return | 16.82% | 21.52%-4.7pp | 21.16%-4.3pp | 145.39%-128.6pp |
| Employer contribution / active EE | $2,929 | $5,055-42.1% | $4,360-32.8% | $4,194-30.2% |
| Participant deferral / active EE | $4,737 | $6,909-31.4% | $6,153-23.0% | $6,396-25.9% |
| Admin fee / account holder | $677 | $18,027-96.2% | $15,194-95.5% | $12,562-94.6% |