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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,351 | $138,385+95.4% | $184,243+46.7% | $80,925+234.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.42% | 20.02%-2.6pp | 28.82%-11.4pp | 35.65%-18.2pp |
| Employer contribution / active EE | $14,116 | $4,851+191.0% | $6,427+119.6% | $2,756+412.2% |
| Participant deferral / active EE | $17,114 | $7,075+141.9% | $9,132+87.4% | $4,299+298.1% |
| Admin fee / account holder | $12,283 | $10,489+17.1% | $13,914-11.7% | $6,940+77.0% |