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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,471 | $143,969+114.3% | $199,883+54.3% | $82,637+273.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 11.60% | 25.67%-14.1pp | 43.81%-32.2pp | 53.51%-41.9pp |
| Employer contribution / active EE | $13,775 | $4,632+197.4% | $6,261+120.0% | $2,552+439.7% |
| Participant deferral / active EE | $15,876 | $6,937+128.9% | $9,138+73.7% | $4,126+284.8% |
| Admin fee / account holder | $7,242 | $14,597-50.4% | $17,268-58.1% | $7,339-1.3% |