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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,351 | $138,393+95.4% | $184,256+46.7% | $80,959+233.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.42% | 20.01%-2.6pp | 28.85%-11.4pp | 35.67%-18.2pp |
| Employer contribution / active EE | $14,116 | $4,847+191.2% | $6,427+119.6% | $2,757+412.0% |
| Participant deferral / active EE | $17,114 | $7,076+141.9% | $9,133+87.4% | $4,300+298.0% |
| Admin fee / account holder | $12,283 | $10,489+17.1% | $13,899-11.6% | $6,925+77.4% |