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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,471 | $146,267+110.9% | $197,124+56.5% | $82,448+274.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 11.60% | 29.61%-18.0pp | 44.34%-32.7pp | 41.64%-30.0pp |
| Employer contribution / active EE | $13,775 | $4,723+191.6% | $6,227+121.2% | $2,551+440.0% |
| Participant deferral / active EE | $15,876 | $7,035+125.7% | $9,135+73.8% | $4,139+283.5% |
| Admin fee / account holder | $7,242 | $14,422-49.8% | $16,298-55.6% | $7,234+0.1% |