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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,339 | $166,089-66.7% | $164,928-66.4% | $145,978-62.1% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 15.92% | 100.26%-84.3pp | 70.08%-54.2pp | 550.52%-534.6pp |
| Employer contribution / active EE | $2,383 | $5,276-54.8% | $4,343-45.1% | $4,662-48.9% |
| Participant deferral / active EE | $11,815 | $6,961+69.7% | $6,034+95.8% | $6,690+76.6% |
| Admin fee / account holder | $2,951 | $16,641-82.3% | $12,684-76.7% | $13,400-78.0% |