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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,188 | $108,897-42.0% | $100,378-37.1% | $145,877-56.7% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 19.56% | 58.17%-38.6pp | 49.41%-29.8pp | 551.28%-531.7pp |
| Employer contribution / active EE | $1,082 | $4,420-75.5% | $3,942-72.6% | $4,663-76.8% |
| Participant deferral / active EE | $7,627 | $8,455-9.8% | $8,087-5.7% | $6,691+14.0% |
| Admin fee / account holder | $0 | $9,690-100.0% | $7,899-100.0% | $13,402-100.0% |