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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,049 | $124,980-92.8% | $108,359-91.6% | $154,746-94.2% |
| Participation rate | 80.0% | 75.2%+4.8pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 24.82% | 45.00%-20.2pp | 36.89%-12.1pp | 172.34%-147.5pp |
| Employer contribution / active EE | $2,303 | $2,851-19.2% | $2,399-4.0% | $4,379-47.4% |
| Participant deferral / active EE | $6,523 | $4,743+37.5% | $4,137+57.7% | $6,730-3.1% |
| Admin fee / account holder | $1,413 | $11,502-87.7% | $9,741-85.5% | $14,365-90.2% |