Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,276 | $57,057+19.7% | $85,009-19.7% | $80,874-15.6% |
| Participation rate | 6.7% | 56.4%-49.6pp | 67.5%-60.8pp | 67.6%-60.9pp |
| Annual return | 14.26% | 21.66%-7.4pp | 66.47%-52.2pp | 35.62%-21.4pp |
| Employer contribution / active EE | $1,175 | $1,799-34.7% | $2,728-56.9% | $2,756-57.4% |
| Participant deferral / active EE | $2,429 | $3,112-21.9% | $4,522-46.3% | $4,297-43.5% |
| Admin fee / account holder | $680 | $4,986-86.4% | $6,153-89.0% | $6,935-90.2% |