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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,790 | $154,228-64.5% | $145,433-62.3% | $137,256-60.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.60% | 74.59%-64.0pp | 66.58%-56.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $3,328 | $4,804-30.7% | $4,554-26.9% | $4,156-19.9% |
| Participant deferral / active EE | $11,505 | $8,216+40.0% | $7,897+45.7% | $6,407+79.6% |
| Admin fee / account holder | $36,071 | $14,344+151.5% | $13,129+174.7% | $12,270+194.0% |