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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,349 | $160,040-59.2% | $147,096-55.6% | $145,877-55.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.01% | 98.49%-87.5pp | 419.75%-408.7pp | 551.28%-540.3pp |
| Employer contribution / active EE | $3,513 | $5,289-33.6% | $4,936-28.8% | $4,663-24.7% |
| Participant deferral / active EE | $10,368 | $8,429+23.0% | $8,071+28.5% | $6,691+55.0% |
| Admin fee / account holder | $1,580 | $15,050-89.5% | $13,005-87.8% | $13,402-88.2% |