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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,324 | $102,422-15.7% | $147,117-41.3% | $80,959+6.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 36.47% | 135.16%-98.7pp | 420.54%-384.1pp | 35.67%+0.8pp |
| Employer contribution / active EE | $5,047 | $3,717+35.8% | $4,932+2.3% | $2,757+83.0% |
| Participant deferral / active EE | $12,095 | $6,652+81.8% | $8,065+50.0% | $4,300+181.3% |
| Admin fee / account holder | $2,114 | $7,953-73.4% | $12,993-83.7% | $6,925-69.5% |