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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,059 | $178,174-60.7% | $156,181-55.1% | $137,256-49.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.53% | 84.19%-63.7pp | 64.87%-44.3pp | 220.34%-199.8pp |
| Employer contribution / active EE | $4,843 | $4,972-2.6% | $4,294+12.8% | $4,156+16.5% |
| Participant deferral / active EE | $7,540 | $6,888+9.5% | $6,132+23.0% | $6,407+17.7% |
| Admin fee / account holder | $14,001 | $17,404-19.6% | $14,586-4.0% | $12,270+14.1% |