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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,059 | $184,014-61.9% | $161,149-56.5% | $138,895-49.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 20.53% | 21.52%-1.0pp | 21.16%-0.6pp | 145.39%-124.9pp |
| Employer contribution / active EE | $4,843 | $5,055-4.2% | $4,360+11.1% | $4,194+15.5% |
| Participant deferral / active EE | $7,540 | $6,909+9.1% | $6,153+22.5% | $6,396+17.9% |
| Admin fee / account holder | $14,001 | $18,027-22.3% | $15,194-7.9% | $12,562+11.5% |