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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,066 | $112,729+28.7% | $98,716+47.0% | $137,256+5.7% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 16.26% | 38.48%-22.2pp | 31.81%-15.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $578 | $2,725-78.8% | $2,279-74.6% | $4,156-86.1% |
| Participant deferral / active EE | $6,107 | $4,640+31.6% | $4,048+50.9% | $6,407-4.7% |
| Admin fee / account holder | $202 | $10,129-98.0% | $8,703-97.7% | $12,270-98.4% |