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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,530 | $111,830-3.8% | $93,696+14.8% | $145,884-26.3% |
| Participation rate | 22.2% | 74.2%-52.0pp | 68.7%-46.5pp | 80.3%-58.1pp |
| Annual return | 12.79% | 204.08%-191.3pp | 133.74%-121.0pp | 551.85%-539.1pp |
| Employer contribution / active EE | $564 | $3,093-81.8% | $2,422-76.7% | $4,662-87.9% |
| Participant deferral / active EE | $7,140 | $4,920+45.1% | $4,417+61.7% | $6,690+6.7% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |