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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,679 | $86,940-40.6% | $102,434-49.5% | $80,935-36.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 16.08% | 18.89%-2.8pp | 29.46%-13.4pp | 35.66%-19.6pp |
| Employer contribution / active EE | $7,020 | $2,370+196.2% | $3,023+132.2% | $2,757+154.7% |
| Participant deferral / active EE | $7,649 | $4,121+85.6% | $5,055+51.3% | $4,299+77.9% |
| Admin fee / account holder | $1,086 | $8,047-86.5% | $9,462-88.5% | $6,924-84.3% |