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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,732 | $183,592-84.4% | $155,567-81.5% | $145,959-80.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.01% | 61.24%-48.2pp | 64.74%-51.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $7,331 | $5,315+37.9% | $4,674+56.8% | $4,661+57.3% |
| Participant deferral / active EE | $4,376 | $6,464-32.3% | $5,628-22.3% | $6,689-34.6% |
| Admin fee / account holder | $966 | $19,318-95.0% | $15,916-93.9% | $13,398-92.8% |