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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,441 | $183,516-58.3% | $155,534-50.9% | $145,884-47.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.68% | 61.43%-48.7pp | 64.92%-52.2pp | 551.85%-539.2pp |
| Employer contribution / active EE | $15,109 | $5,315+184.3% | $4,675+223.2% | $4,662+224.1% |
| Participant deferral / active EE | $6,380 | $6,467-1.3% | $5,630+13.3% | $6,690-4.6% |
| Admin fee / account holder | $12,022 | $19,293-37.7% | $15,900-24.4% | $13,392-10.2% |