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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,589 | $172,111+3.2% | $150,298+18.2% | $137,256+29.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.00% | 69.37%-51.4pp | 62.79%-44.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $26,893 | $4,636+480.1% | $4,154+547.4% | $4,156+547.1% |
| Participant deferral / active EE | $17,086 | $6,166+177.1% | $5,453+213.4% | $6,407+166.7% |
| Admin fee / account holder | $2,475 | $16,471-85.0% | $14,116-82.5% | $12,270-79.8% |