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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,207 | $166,089-54.1% | $164,928-53.8% | $145,978-47.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.55% | 100.26%-81.7pp | 70.08%-51.5pp | 550.52%-532.0pp |
| Employer contribution / active EE | $3,413 | $5,276-35.3% | $4,343-21.4% | $4,662-26.8% |
| Participant deferral / active EE | $15,822 | $6,961+127.3% | $6,034+162.2% | $6,690+136.5% |
| Admin fee / account holder | $493 | $16,641-97.0% | $12,684-96.1% | $13,400-96.3% |