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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,159 | $88,778-93.1% | $81,844-92.5% | $145,884-95.8% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 6.12% | 1033.03%-1026.9pp | 778.87%-772.8pp | 551.85%-545.7pp |
| Employer contribution / active EE | $948 | $3,087-69.3% | $2,916-67.5% | $4,662-79.7% |
| Participant deferral / active EE | $1,201 | $4,648-74.2% | $4,323-72.2% | $6,690-82.1% |
| Admin fee / account holder | $530 | $8,430-93.7% | $7,355-92.8% | $13,392-96.0% |