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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,729 | $116,167-91.6% | $64,489-84.9% | $137,256-92.9% |
| Participation rate | 20.0% | 68.2%-48.2pp | 67.7%-47.7pp | 80.0%-60.0pp |
| Annual return | 22.89% | 36.55%-13.7pp | 55.03%-32.1pp | 220.34%-197.5pp |
| Employer contribution / active EE | $461 | $2,483-81.4% | $1,523-69.8% | $4,156-88.9% |
| Participant deferral / active EE | $806 | $4,215-80.9% | $2,778-71.0% | $6,407-87.4% |
| Admin fee / account holder | $11,420 | $6,188+84.5% | $4,260+168.1% | $12,270-6.9% |