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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,132 | $165,584+226.2% | $142,942+277.9% | $137,256+293.5% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 16.25% | 164.22%-148.0pp | 113.70%-97.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $14,428 | $4,725+205.3% | $4,139+248.6% | $4,156+247.2% |
| Participant deferral / active EE | $23,394 | $8,194+185.5% | $7,128+228.2% | $6,407+265.1% |
| Admin fee / account holder | $2,203 | $16,167-86.4% | $12,475-82.3% | $12,270-82.0% |