Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,149 | $45,343-29.1% | $150,298-78.6% | $67,986-52.7% |
| Participation rate | 27.2% | 51.9%-24.6pp | 77.8%-50.5pp | 57.2%-30.0pp |
| Annual return | 22.60% | 33.28%-10.7pp | 62.79%-40.2pp | 31.67%-9.1pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,223 | $2,055-40.5% | $5,453-77.6% | $3,358-63.6% |
| Admin fee / account holder | $1,632 | $2,250-27.4% | $14,116-88.4% | $3,203-49.0% |