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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,466 | $69,118-58.8% | $53,647-46.9% | $138,895-79.5% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 23.78% | 248.26%-224.5pp | 358.33%-334.6pp | 145.39%-121.6pp |
| Employer contribution / active EE | $1,461 | $1,189+22.8% | $962+51.8% | $4,194-65.2% |
| Participant deferral / active EE | $4,679 | $2,274+105.8% | $1,813+158.1% | $6,396-26.8% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |