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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,466 | $67,823-58.0% | $52,425-45.7% | $137,256-79.3% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 23.78% | 219.11%-195.3pp | 302.12%-278.3pp | 220.34%-196.6pp |
| Employer contribution / active EE | $1,461 | $1,163+25.6% | $914+59.8% | $4,156-64.9% |
| Participant deferral / active EE | $4,679 | $2,288+104.5% | $1,790+161.3% | $6,407-27.0% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |