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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,353 | $183,516+26.6% | $155,534+49.4% | $145,884+59.3% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 15.48% | 61.43%-45.9pp | 64.92%-49.4pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,206 | $5,315-39.7% | $4,675-31.4% | $4,662-31.2% |
| Participant deferral / active EE | $8,290 | $6,467+28.2% | $5,630+47.2% | $6,690+23.9% |
| Admin fee / account holder | $507 | $19,293-97.4% | $15,900-96.8% | $13,392-96.2% |