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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,906 | $58,258+339.3% | $81,820+212.8% | $80,925+216.2% |
| Participation rate | 84.6% | 63.5%+21.2pp | 72.4%+12.2pp | 67.7%+17.0pp |
| Annual return | 15.43% | 41.76%-26.3pp | 777.93%-762.5pp | 35.65%-20.2pp |
| Employer contribution / active EE | $4,727 | $2,345+101.5% | $2,915+62.2% | $2,756+71.5% |
| Participant deferral / active EE | $8,665 | $3,284+163.9% | $4,323+100.5% | $4,299+101.6% |
| Admin fee / account holder | $4,486 | $4,976-9.9% | $7,391-39.3% | $6,940-35.4% |