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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,906 | $58,311+338.9% | $81,882+212.5% | $80,959+216.1% |
| Participation rate | 84.6% | 63.5%+21.1pp | 72.4%+12.2pp | 67.7%+16.9pp |
| Annual return | 15.43% | 41.85%-26.4pp | 779.47%-764.0pp | 35.67%-20.2pp |
| Employer contribution / active EE | $4,727 | $2,347+101.4% | $2,916+62.1% | $2,757+71.4% |
| Participant deferral / active EE | $8,665 | $3,287+163.6% | $4,323+100.4% | $4,300+101.5% |
| Admin fee / account holder | $4,486 | $4,752-5.6% | $7,360-39.0% | $6,925-35.2% |