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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,589 | $160,028-20.9% | $147,080-13.9% | $145,884-13.2% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 21.36% | 98.60%-77.2pp | 420.17%-398.8pp | 551.85%-530.5pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $12,837 | $8,422+52.4% | $8,066+59.1% | $6,690+91.9% |
| Admin fee / account holder | $824 | $15,030-94.5% | $12,989-93.7% | $13,392-93.8% |