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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,589 | $159,934-20.8% | $147,005-13.9% | $145,959-13.3% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 21.36% | 98.24%-76.9pp | 418.76%-397.4pp | 561.95%-540.6pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $12,837 | $8,427+52.3% | $8,070+59.1% | $6,689+91.9% |
| Admin fee / account holder | $824 | $15,053-94.5% | $13,006-93.7% | $13,398-93.9% |