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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,629 | $111,535-45.6% | $105,223-42.4% | $137,256-55.8% |
| Participation rate | 83.3% | 78.1%+5.2pp | 75.0%+8.3pp | 80.0%+3.4pp |
| Annual return | 15.50% | 237.85%-222.4pp | 180.65%-165.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,336 | $3,939-40.7% | $3,689-36.7% | $4,156-43.8% |
| Participant deferral / active EE | $2,433 | $5,500-55.8% | $5,072-52.0% | $6,407-62.0% |
| Admin fee / account holder | $11,254 | $9,721+15.8% | $8,859+27.0% | $12,270-8.3% |