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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,629 | $129,737-53.3% | $119,126-49.1% | $154,746-60.8% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 15.50% | 379.08%-363.6pp | 282.11%-266.6pp | 172.34%-156.8pp |
| Employer contribution / active EE | $2,336 | $4,375-46.6% | $4,034-42.1% | $4,379-46.7% |
| Participant deferral / active EE | $2,433 | $5,842-58.3% | $5,318-54.2% | $6,730-63.8% |
| Admin fee / account holder | $11,254 | $11,961-5.9% | $10,693+5.2% | $14,365-21.7% |