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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,763 | $81,504-74.5% | $102,437-79.7% | $80,959-74.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 15.22% | 25.60%-10.4pp | 24.95%-9.7pp | 35.67%-20.4pp |
| Employer contribution / active EE | $4,384 | $3,104+41.2% | $3,871+13.3% | $2,757+59.0% |
| Participant deferral / active EE | $6,041 | $3,871+56.1% | $5,060+19.4% | $4,300+40.5% |
| Admin fee / account holder | $1,489 | $6,719-77.8% | $8,388-82.2% | $6,925-78.5% |