Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,795 | $101,795-68.8% | $165,100-80.7% | $80,959-60.7% |
| Participation rate | 20.0% | 71.8%-51.8pp | 78.6%-58.6pp | 67.7%-47.7pp |
| Annual return | 18.37% | 16.73%+1.6pp | 70.21%-51.8pp | 35.67%-17.3pp |
| Employer contribution / active EE | $263 | $2,954-91.1% | $4,348-93.9% | $2,757-90.4% |
| Participant deferral / active EE | $2,428 | $4,476-45.8% | $6,035-59.8% | $4,300-43.5% |
| Admin fee / account holder | $1,150 | $8,221-86.0% | $12,696-90.9% | $6,925-83.4% |